This course aids professionals in selling mortgage properties to gain the skills they need in “mortgage competency. This can help participants begin their career with the skills and knowledge they need to excel as experts in mortgage transactions.
Topics covered;
- Dubai government real estate agencies
- The main real estate laws and regulations in the Emirate of Dubai
- Types of property rights
- Etihad Credit Bureau
- Mortgage Underwriting
- History of the mortgage market in the Emirates
- Licensing
- Professional Code of Ethics
- Mortgage fraud - the role of the parties in the fraud process
- Protecting customer data
- Land Department fees
- Sales forms
- Mortgage products in the UAE
- Debt Burden Ratio (DBR)
- Mortgage Documentation
- Mortgage Insurance
